標題: OEzIelTiM8 [打印本頁] 作者: pf9jS1AkS5 時間: 2015-6-15 20:40 標題: OEzIelTiM8 Huang Kui Lan was only 26 years old last trial, Huang Kui Lan made the repentance statement: In the cause of greed and dreams of overnight riches, my soul shall be settled in the status of work. Huang Kui Lan stock bank account list
Zhu Wen Wang Shinan dry
August 10, 2013, Wuzhou City, a bank loan officer Huang Kui Lan is Guangxi Wuzhou City Intermediate People's Court of First Instance on corruption charges and sentenced to thirteen years imprisonment and deprived of political rights for three years. Although knew this day would come sooner or later, but Huang Kui Lan hearing the verdict or when standing firm.
Obsessed stocks planted the seeds
July 11,http://new.afuyuju.com/home.php?mod=space&uid=93757, 2012,hogan interactive, the sun burning. Guangxi Wuzhou City Procuratorate Anti-Corruption Bureau to a pair of father and son, a 50-year-old look like a father, a son, 20-year-old. Lad about 1 m 8 tall, tall and handsome. After the two men to the investigators handling the case area, the father with the corner of my eye glanced at his son, in frustration for investigators, said:. "Today, I was with him from the first, and you have a problem, even though the prosecutor asked him." looked at the young man, we are shocked, it is difficult to contact him handsome criminals together.
"I King Tong Kui Lan, born October 27, 1986, as a bank loan officer Wuzhou City in August 2011 to July 2012 this time, I cheated more than 280 million units of public funds used to fry gold, futures, and basically proceeded to lose ...... "Huang Kui Lan with her, the case of context gradually clear up.
Huang Kui Lan vocational school when a student of the accounting profession, when the domestic stock market situation is better, the school's teachers and students in stocks was made a lot of money, which makes Huang Kui Lan heart truly envy. Under the monasteries, Lan Huang Kui learned stocks also opened accounts, but no extra money for investments suffer reading.
In 2008, after graduating from high school, Huang Kui Lan as a labor Services Ltd. of Wuzhou City of workers dispatched to Wuzhou, a savings bank branch work, from February 1, 2009 as a loan officer post within the branch. The main job is to accept personal credit loans, mortgage applications business, when customers apply for a mortgage to the bank, by his clients as a loan officer for application materials,http://121.42.28.79/zhidao/question.php?qid=156076, credibility, self-employed status, property situation, collateral, etc. for verification, After verification of eligibility, by his written report Credit reporting layer or business unit leaders issuing process. After issuing the relevant department heads about customers he signed a loan contract, after signing the contract to take effect until the customer loans.
Huang Kui Lan has served as bank tellers, customer managers, loan officers and other duties. One year later, he began to have some savings, hidden dream buried in the heart of stock market wealth was awakened again. 2009 This year, Huang Kui Lan live frugally, his most wages are to invest in stocks. Make bank financing, he understands "can not put all your eggs in one basket," the truth, so in addition to buying stocks, he also dabbled in gold speculation,http://freeworld.webcrow.jp/forum.php?mod=viewthread&tid=6590406, futures and foreign exchange.
The first few years the stock market remained stable, but in 2009 the situation has worsened, then the stock market downturn, the index fell year after year, Huang Kui Lan put money tied up in the stock market highs, down the drain, he dreams of getting rich quickly shattered . Had timely close hand, lessons learned, he will not have got to the point where today, but Huang Kui Lan combative nature and can not be reconciled, their hard-earned hard-earned money on this for naught, and my heart is ten thousand not a happy, so he secretly determined: The stock market is also up and down, waiting for the market to rebound and then copy low, in any case, put their own money back losses relinquish. However, the stock market to new lows again, in February 2012, Chinese A-share index began to decline and from 2478.38 highs, to July 10, 2012, the index fell to 2378 points, he was not copied in the hillside, is a copy in the high stage Point quilt, "flesh", convertible, comeback, but defeated ......
Winning impatient, Huang Kui Lan finally save himself down to take into account most of the wages, and even brought all of their credit card overdrafts cast into money. The stock market seems to deliberately merciless joke with him, the more you invest, the more they lose.
Win back their money,http://www.yiyeworld.com/bbs/forum.php?mod=viewthread&tid=412368! Win back their money! Win back their money! This directive like the devil to occupy the minds of Huang Kui Lan. Money! Money! Money! Huang Kui Lan desire for money has never reached such a degree of hunger.
Cheat year bank loan 2,890,000
Since cheerful, conscientious attitude, work conscientiously, with better external image,hogan outlet 2015, Huang Kui Lan has accumulated a wealth of resources at work, he handled clients for loans amounted to several hundred.
As a loan officer in more than two years, Huang Kui Lan loan approval process is already well known, in the work process, he also found on the bank loan approval vulnerability.
Stock market losses, have no investment capital, how to win back their money? Thought to want to, he playing the money from the bank to get some idea of using the existence of the bank loan approval vulnerability fishing some money out: With his hands grasp the customer information, fraudulent loan applications on behalf of clients to the bank, then the sets out the money from the bank. Although I know this is illegal, but give change red eyes, Huang Kui Lan longer bother so much.
August 10, 2011, Huang Kui Lan, director of the bank loan fraud began in the first act. Mou former customers in October 2010 had to Wuzhou requested 300,000 yuan a bank mortgage loan, in March 2011 will pay off the loan, but did not lift the mortgage, Huang Kui Lan will falsely in the name of the Limou banks for 10 million loan. Bank quickly approved by the loan, and the money hit Huang Kui Lan unauthorized tampering card lending. After the money, in order to avoid causing others to pay attention,http://t.dzx30.com/home.php?mod=space&uid=7183, Huang Kui Lan interbank cash the money first and then deposited in other banks own accounts. Huang Kui Lan with my understanding of bank lending, interest in the short term as long as he on behalf of clients to repay the loan he will be able to sneak something false loan, mysteriously.
Initially, Huang Kui Lan just want to cover tens of thousands of dollars to start banking stocks, etc. Fanben paying the money back after write-offs, but after repeatedly succeeded smoothly, Huang Kui Lan greed gradually expanded and become more bold and crazy and out of control.
October 1, 2011, Huang Kui Lan old tricks,basket nike pas cher, fraudulent use of the name of Chen's former clients obtain a loan 100,000 yuan; January 1, 2012, before the name of the customer to obtain a loan 310,000 yuan Hemou; May 2012, before the name of the customer to obtain a loan of 530,000 yuan Liaomou ......
In August 2011-July 2012 period, Huang Kui Lan has used nine customers in the bank has handled the identity mortgages and credit loans, posing as customers take 16 signatures, change customer communication and loan accounts, Wuzhou City, a total of defrauding a total of 2.89 million yuan of bank loans.
This huge amount of ill-gotten gains, 260 million is Lan Huang Kui for stocks, fried gold, futures and foreign exchange, 15 million for the repayment of bank interest,hogan uomo italia, more than 10 million for personal gambling.
Mituzhifan too late
He dropped heavily into the stock market, not only did not give Huang Kui Lan bring their own "re-energized" good luck, but unable to stop him into a whirlpool, bogged down, unable to extricate themselves.
After nearly 200 million in deficit, Huang Kui Lan alarmed, then he also thought this close hand, but where to find 2 million yuan bank loan for it? Which for him is undoubtedly nearly impossible. His family economic situation is also very general, and his father retired, the mother has not been working, there is no wealthy friends, who can not help him.
But this time the yellow Kui Lan, a day in addition to deal with complex work, should also be careful to maintain the share of "The Secret", the unit slightest sign of trouble, but also make him a scare. To temporarily get rid of the pain, he ran a free game rooms to play casino games in the virtual game Crazy fight in Lan Huang Kui-long nerves to get a moment of relaxation. But after a brief paralysis, the cruel reality is not changed.
To June 2012,http://bbs.liuxue86.com/forum.php?mod=viewthread&tid=47119, he has been false bank loan fraud nearly 2.89 million yuan, and watching their poke under the basket more and more, Huang Kui Lan finally felt fear, the work is often absent-minded, full of mind and the stock market rose a lot of mess down digital information related to sleep at night tossing and turning, his spirit has almost reached the brink of collapse.
In early July 2012 day, an old bank customers to apply for loans, staff informed the loan in a few months ago it has been a big money, can no longer do. This is the name of the customer somehow, through the audit, the unit found that the loan was handled Lan Huang Kui, so unit leaders were looking for Huang Kui Lan ask situation, but could not find the others found a. In order to avoid unit leaders questioning, Huang Kui Lan afraid to go to the unit to work for three days.
In these days, Huang Kui Lan took leave of absence to the unit, the courage to confess their crimes his father, "Dad, I lied to the bank a lot of money in stocks and have a loss, you call me hit me ......" Huang Kui Lan broke down in tears.
His father also overwhelmed, immediately consult a lawyer,http://bbs.mdtmw.com/forum.php?mod=viewthread&tid=2119797,nike tn requin pas cher, the lawyer told him, breaking the law, but could not compensate the loss, only to surrender to get leniency. "My child, play it like this, your life really be completely finished, let's go surrender," is in his father's persuasion, Huang Kui Lan agreed to surrender to the Procuratorate, so with the beginning of the article that scene.
Huang Kui Lan in the facts of the crime when the authorities handling the case has not been mastered, voluntarily surrender to authorities handling the case, a true account of a crime after his appearing in court, repentance and good attitude, and actively cooperate with investigators to maximize economic losses, provided all accounts for stocks and bank accounts, so investigators to grasp their illicit money flows, the freezing of bank accounts related economic losses of 100 million.
During the hearing, Huang Kui Lan's family and relatives and friends, the incidence units and more than 20 public officers and other personnel to participate in the trial. His father looked helpless and dazed expression. Raise children to old age, but, just this only son was not yet finished bringing their debt. Standing accused gallery Lan Huang Kui dazed, in observing the cast surprised eyes,http://97xz.cn/forum.php?mod=viewthread&tid=253094, he seemed ashamed, bow silence, afraid to face the pro-people, the prosecutor's allegations of facts and evidence all recognition.
Bank regulatory loopholes to be blocked
Last trial, Huang Kui Lan made the repentance statement: In the cause of greed and dreams of overnight riches, my soul shall be settled in the status of work. Lucky, get smart to cheat the bank money, he pushed me into the abyss, "not to rule, hard into the radius" no mercy to leather to remove hidden in my body every corner of the liberal elements. My crime is to me the biggest shock of my soul the deepest lesson only one sentence: whether work or life, to be law-abiding. It can be considered a profound understanding of repentance, I wish he could remember the simplicity of the future.
Huang Kui Lan its good attitude, get a lighter punishment. Huang Kui Lan court guilty of embezzlement and sentenced to ten years imprisonment and deprived of political rights for three years, and the confiscation of 100,000 yuan. The court shall freeze the account proceeds 1,063,888.90 yuan, according to the law be returned to a bank of Wuzhou victims unit. Ordered to compensate victims unit of a bank Wuzhou 1,682,036.5 yuan of economic losses.
After the gallery, Huang Kui Lan's mother issued a long breath sound from time to time, to hear the verdict, thin, pale, sad look, could not hide their faces and wept ......
Huang Kui Lan was 26 years old, the golden age, but he will spend in prison, the young he should have a bright future, but because of his own ingenuity used in the wrong place, broke the law, and ultimately paid heavy price.
Huang Kui Lan crazy money within a year of nearly 300 million, a bank Wuzhou unaware. In the eyes of colleagues, Huang Kui Lan impression is a sunny boy, business ability, more customers, colleagues before the incident did not perceive that they have any unusual, he gradually came news of the accident, colleagues They are incredible. Because Huang Kui Lan has always been on the pursuit of material things is not much, nor hedonism. His work has been riding his electric car, rarely buy new clothes. He lived with their parents, his home furnishings is also very common.
If it is not a result of the incident in front of customers to the loan, the bank will be kept in the dark, Huang Kui Lan will continue to commit crimes may continue. This fully exposes the bank loans there are serious loopholes in the regulatory system, and Huang Kui Lan trick reason to succeed, took advantage of a loophole in the bank Wuzhou secondary review individual loans. In the second part of the loan that the bank has not taken any steps to verify the authenticity of customer loan again, as compared to customers Signatures, call the customer to verify the like, which appeared regulatory vacuum, to the loan officer fraudulent loans on behalf of clients It provides an opportunity.
(Original title: bank loans actually so easy to cheat?)
(Edit: SN017)