A deputy director of the village committee, on behalf of high interest to the public after the illegal fund-raising high interest rates to lend to others. The temptation of high interest rates, there are more than 40 victims of the deposit of nearly 1,000 million lent him. Due to the failure to put out loans to recover, leading to capital chain is broken, to the incident there are nearly 700 million of debt could not be repaid. Recently, Jurong City, Jiangsu Province People's Court held a public hearing of this case.
Examined, the defendant Zhang Qiang, from February 2008 to February 2011 period, without the approval of People's Bank of China without authorization in the territory of Jurong City, to 2.5 points to 5 points of the monthly interest rate, to Wang and other 42 people deposits 93 pen, a total of RMB 950 million. Accordingly,hogan outlet,http://www.nlk.gov.cn/portal/forum.php?mod=viewthread&tid=17689, the Court of illegal deposits from the public crime, and along with other crimes, and sentenced her to eight years imprisonment for nine months and fined one hundred thousand yuan.
Usury
Pocket drum up gradually
Zhang Qiang, deputy director of Jurong in a village. In late 2007, Zhang Qiang met up factories Lu boss. Due to lack of funds, Lu boss would like to open an additional factory owner Lee loan shark, Zhang Qiang request to provide security. Later,outlet hogan italia, Lee received money Qiang boss gave a lot of commissions. Zhang Qiang saw this business profitable loan-sharking, money fast, then switch to start the usury business.
Zhang Qiang dedicated to the 2.5 to 5 points of interest on deposits around friends and relatives, and then to 9 to 1 gross interest loans to others. Zhang Qiang openly preach to friends and relatives around, "put my money on this, certainly higher than the bank's interest," and ready to extract the principal.
Initially, Zhang Qiang rented a dressing room for the so-called "office" activities, and later to let the people believe in their own strength in order to attract more deposits, he will be moved to the office within a small villa, and in front of the place the seventy-eight new car, to reward those deposits more borrowers. Because too many people looking for his deposit, in order to save time, reduce unnecessary trouble, Zhang Qiang made a fixed form of IOUs,louboutin pas cher, who wanted to deposit the money sent later, Zhang Qiang, only you need to write the amount on the format and its own IOU The signature can be.
To avoid combat public security organs, Zhang Qiang,http://www.pachi.net, in addition to the loan principal write IOU single or double issue a promissory note with interest,http://www.jauce.com, but also to take another more subtle way of repayment. May 2009, Zhang Qiang, who heard Zhenjiang usury for others to also pay car mortgage to pay interest in the form, then the lenders hire purchase cars, and then by the Qiang monthly payments on their behalf.
Profits
Saving money brought usury
Due to the interest and credibility Qiang are high, some of the Qiang people who do not know the deposit to his hands, they were civil servants, teachers,tiffany outlet, retirees, private owners, individual businesses and others, some borrower reap profits, even with business support, rural production, in the name of their liquidity from bank loans, then loans out money to the Qiang usury, and some people will have been saving money for medical treatment to Zhang Qiang, who lives in a Wu is one of them on the town.
Wu suffering from uremia, the needs of each dialysis three times a week to the hospital. March and April 2010, Zhang Qiang came to the Wu family to borrow money, saying look at the disease's sake, his parents agreed to give more interest. After hearing Zhang Qiang commitment, Wu parents ready to put 120,000 yuan in cash handed over to the son of a doctor Zhang Qiang.
October 2011, Wang and other Jurong some town residents to the police, more than 10 victims were real name, but this time Zhang Qiang, because of alleged affray arrested by public security organs.
Jurong found by the Court in this case reflect the current civil illegal loans of three new features: First, funding sources more widely; the second is a more subtle way of repayment; three more public borrowing behavior.
(Text suspects were pseudonym)
■ Links
In September 2004, when he was head of Shanxi Yuncheng City Wine Works Director Tian too rural credit cooperatives,hogan sito ufficiale,http://50.166.83.37/drupal/node/4698?page=457#comment-94024, with Zhao Liming, deputy director Zhang Yi Chou came home to complete the task more difficult deposits and other grounds, please Zhang Yi Chou help absorb some deposits. There have been 61 depositors by "shareholder dividends without interest tax" to lure the more than 300 million shares into the credit unions. Until March 2008, Zhang Yi Chou and eight depositors in wine service head RCC 630,000 yuan deposit matures, Zhao Liming but uncharacteristically,http://nx.tcmjy.org/bbs/forum.php?mod=viewthread&tid=549679, all kinds of excuses to delay again. He became suspicious of depositors who find wine service first credit cooperatives director Zhao cited students, to know their deposits are Zhao Liming privately lend again.
■ say "law" against usury should increase local government accountability efforts
From Wenzhou to Sihong then Zouping, not difficult to find these places usury system collapsed,http://xy713.cn.id40736.aliasl5.doctoryun.net/forum.php?mod=viewthread&tid=406204, civil servants and have an authority figure. They use their power and control of resources in the hands, so his pocket drum up gradually. Although the prevalence of usury has many factors, such as SME financing difficulties,http://fr2.rpmfind.net, lack of knowledge and other people involved in the power also to blame. In addition to strengthen publicity and education, to crack down on illegal and criminal acts usury, but also should increase accountability efforts of local governments to change because government supervision,http://www.mmjp.or.jp/p-box/contact, resulting in power involved.