標題: 34PY12f1K3 [打印本頁] 作者: slbdoio2q4 時間: 2015-7-3 02:28 標題: 34PY12f1K3 Large river (Reporter Guo Junhua Dahe Daily reporter Zhang Tao) "We are Henan University School of Management, College of Business and 04, 06 of the students, the school in January 2008 did not go through we agree, we do privately to a credit card, by Credit Card Center inquiry, the caller said,http://szbbs.sznews.com/home.php?mod=spacecp&ac=blog&blogid=, does not provide a home phone, there is no way we want to logout logout, card key is not in the hands of our students themselves. "Yesterday, he graduated from the school year several students call to reporters Complaints Tel.
Student Complaints: how could we not apply for credit cards?
This morning, who lives in Jiaozuo Cai Hong (a pseudonym) phone call to reporters.
"I graduated from the School of Engineering Management last year in school I did not even apply for a credit card through the bank office, yesterday we know from the students at all without the knowledge of the case, the school gave each of us to do a bank credit card. Today I 95588 switch to manual workers inquiries, that I also have a credit card, then I know the class QQ group, all students are like this, we are very angry. From 04-06 thousands of students have to do. I He asked the schools, students at Ma teacher said to me, was the Treasury in order to facilitate tuition only run. She said she wanted the card to card to send over, do not want to give the pin out. In fact, we all know that when discussing student, do a credit card can give a minimum of 10 yuan to mention, to mention some lines 50-100 yuan inside the school operation I do not know why, if there are 110 card activation fee the first year. I want to write off the card, a family called to say Phone is wrong, my phone has not changed for many years, the school may give students easily fill a home phone when a run cards. Credit cards are so important thing I do not know how our school personal information to banks? I do not know their card number and password, and he can not be written off, I do not know my card business did not happen? Are overdraft? on my personal credit whether the impact ...... "Cai Hong says with concern.
He graduated from college and trade school 04 Zhang told reporters, you stage a large network and store network to see it. Reporters found after logging starting from December 7 There are many posts.
"We are Henan University School of Management, 04 students recently learned that in January 2008, the school without telling us handle the bank's credit card, and cards are simply not in our hands. Now we all panic, because ICBC do not give us written off, we can not provide detailed address with the phone. This is a school without telling us to do, how can we know the phone with the address? We hit 95588 asked,http://www.lexrev.com/home.php?mod=spacecp&ac=blog&blogid=, I actually also go through the two. "
"I was very surprised,http://www.k2.t.u-tokyo.ac.jp, for so long, it was with a credit card, and do not know the card number and password, and have never seen a card ...... If there is no cancellation notice, a long time in the end who produced an annual fee out of it? "
"I think in the morning to talk about credit card write-offs. Into artificial units, reported ID number, the results say I have two. My God,http://www.jiase.ca/forum.php?mod=viewthread&tid=165869, a bank the same person actually can do two credit card? I asked for cancellation of the results and asked me in detail address,http://forum-mira.ru/showthread.php?p=1339110#post1339110, how do school without telling us, I will know to handle the address? Answer I actually say, 'This is a program that you can not provide it, we can not be written off.' "
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Survey: a credit card is an additional condition of school loan bank raised
Yesterday morning, the reporter to ask parents identity management Yuanxueshengchu Ma teacher, Guo teacher answered the phone said: "Ma, a meeting, do card is the Treasury was not informed of the situation in the centralized office of the card." For Office Card To let students know, Guo said:. "This is not to say,http://www.jbyyw.com/forum.php?mod=viewthread&tid=9142448, look Ma, how to explain it will not have an impact on the students, if you want the card will be sent to you, do not, then the Treasury will be canceled soon."
In the afternoon, students at Ma told reporters: "The Treasury said it agreed to the cancellation of a few days to say the truth, this is the Treasury to blame, we can also annoyed when do card did not give us that out. just let us wipe trouble. The card with the students' personal information, and certainly not appropriate. "
Reporters in an interview University of Finance, a lesbian Wang answered the phone said: "Now school leaders are dealing with this matter in consultation with the Industrial and Commercial Bank of China, recently will solve card not activated, the card is both a waste card. Habitat Day (sound) The Director is to the bank negotiated this thing. "
Yesterday afternoon, the School Meng (sound) secretary told reporters: "I sent a letter to the credit card business in the 04 QQ group because the school needs the loan to build a new campus,nike air max pas cher, was in January 2008 bank lending in a million. Bank requirements should apply for a bank card so that it is the conditions attached by the banks, no way. involves 04 per person to do a card not issued to themselves, I do not want you to know. Attn think so After all, a one hundred million loans too difficult,http://270376983.0143.utnvg.com/forum.php?mod=viewthread&tid=824918, you know, at that time thought to write off some time later for the president on this matter until now. Now discuss school and ICBC are written off. No annual fee happen,scarpe hogan interactive, No overdraft for students' personal information with only one ID number. School leaders give everyone an apology, not after we agreed to do so, I hope the students can influence the lives of his alma mater, to understand. "Finally Meng Shuji said these credit cards, all canceled until the end of December.
School: The card intention is to enable students to enjoy the bank's services
For many students strong opposition and questions, the situation of Henan University respectively on 04 group and rivers've published instructions. The following excerpt at 8:54 on December 10 published in the river forum post:
Information on the handling of Henan University student card's ICBC
Henan University of Technology and Commercial Bank of China Zhengzhou Branch Road Branch Construction Bank has many years of cooperation between the school, the ICBC branch of the construction of the road to our school provides a comprehensive, high-quality financial services, including loans to the new campus, fund management and generation of fat wages and other aspects of integrated services.
In order to further deepen the cooperation between banks and colleges, early in 2008 the construction of Industrial and Commercial Bank Road Branch decided to provide collection services to the school fees, the bank intends to invest in the development of new tuition fees management system ...... this end, the school uniform as part of students go through the ICBC students card, used for bulk quantities of withholding payment of tuition fees and student living allowances and other services.
Currently, the new tuition fees management system in development, debugging, does not run as expected on the target line, so the batch of bank card has not been issued. Commercial Bank of China in the process of handling student card, because not enough advance publicity, causing some students insecurity concerns. In this regard, special schools described as follows:
First, batch student card credit limit is zero, can not be overdrawn; for cardholders ICBC provides many preferential services: valid for five years, to waive the annual fee in the period; this, remote deposits free of charge; local cash free of charge; do card free of charge. So it will not cause any economic loss to the students, will not have any impact on students' personal credit and so on.
Second, do card process, school publicity lack of communication, not in time for the cancellation procedures when graduates leave school, the school will improve in future work. Currently, ICBC has been in accordance with the relevant provisions on the matter were handled properly. Graduates of bank cards in volume sales households, schools have the results inform the complainant and obtain their understanding.
Third, the original intention of the school to do the card in order to facilitate the students to enjoy quality service and Commercial Bank of China, is not a personal act, do not present a problem Katy.
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ICBC: the card is not activated no annual fee
For students on the card is activated and whether annual fee issue, the reporter interviewed yesterday, Mr. Ren Henan China Banking Regulatory Commission regulations at the Authority. He said: "China Banking Regulatory Commission issued in July of this year under a" further regulate the credit card business notice "clearly states that,nike tn requin pas cher, without the cardholder authorization banking financial institutions before the credit card activation, may not deduct any fees for various commercial. Banks are not the same provision, which requires commercial banks to ask Which specific. "
Reporters then call the Industrial and Commercial Bank of China branch in Henan Province Credit Card Center Sales Department to give the answer is: "Do not activate no annual fee; as long as the card is activated 5 times a year (no amount limit), free of charge throughout the year."
School: Treasury Unified students handled credit card
A bank credit cards have strict rules, I must submit an application to provide detailed information, personally fill in a form to apply for signature. So many students at the situation was handled without the knowledge of credit card, the bank is how to operate? Reporters found these credit a bank ICBC Zhengzhou Branch Construction Road Branch. Schools recognize the person in charge from January last year to 04-06 grade students to do a credit card by the school uniform handling of the Treasury, which means that even the cardholder signature by the charge d'affaires of the school.
Expert: Schools are obliged to students' personal information confidential
This afternoon, the reporter interviewed in the National Social Science Fund Project "legal regulation of bank cards Comparative Study" Zhang Defen of Zhengzhou University Law School professor. She said: "After the student's identity information registered school students know, but the school management in addition to teaching the students use this information to do a credit card, in this case, the student should obtain the consent of the students have not been agreed, then. violation of the student's privacy. Bank card volume in order to pursue, for the completion of their task issuers in the case without the knowledge of the student, the student's personally identifiable information is commercial use of the school to deal with the students bear the corresponding civil liability,nike air max baratas, apology,air jordan femme pas cher, eliminating the effects of such losses but also damages. "
Reporters in an interview made by Henan Yan Bin, director of the East law firm, he said that with the continuous development of information technology in the public services of government administration and finance, telecommunications, transportation, medical and other social, collect and store a large number of citizens personal information. In this regard to improve the quality and efficiency of the administration and the public service provides a convenient, on the other hand there may be due to leakage of personal information caused social risks.
"In the process of credit card offers require the client himself autographed application form, proof of identity, residence and income documentation supporting documents, the bank should carry out the verification procedures in order to be able to obtain true and lawful information relevant bank credit card process, if others in the student unknowingly, holding identity card students apply for a credit card, the consequences of the act, it should not be held legally responsible if the relevant credit card credit report mentioned home address , units are incompatible with the student, applying for a credit card and signature transactions nor the students themselves personally committed, but not strictly in accordance with the relevant Bank rules and procedures of the good and approval process in the credit card processing business, leading to students by banks credited blacklist bad credit record, then became the innocent victim, the victim can claim through litigation related to banks to eliminate bad record. "Yan director said.