標題: barbour soldes business benchmark interest rate 5.65% [打印本頁] 作者: iepqngl0cInd 時間: 2015-7-8 04:02 標題: barbour soldes business benchmark interest rate 5.65% last year, Guangzhou reserve funds were tense, issued after the implementation of the loan limit, many months there are quota was spike. Guangzhou housing fund management center official said recently that the backlog of Guangzhou had recently been basically digestion is completed,tiffany roma, the loan applications since the Chinese New Year is also more stable. Southern reporter yesterday informed that the number of commercial banks, the amount of this fund shortage problems have not been resolved. Guangzhou even explicitly rejected some of the new real estate fund loans,nike tn officiel, commercial loans only accept. It is reported that fund subsidized loans, mainly using commercial bank credit funds,tn pas chere, subsidized loans granted as personal housing accumulation fund,nike tn, provident fund loans to ease the pressure of inadequate liquidity. Currently more than five years' of commercial loans 5.65% benchmark rate, provident fund interest rate of 3.75%, 1.9% spread. The upper limit personal loans 500,000 yuan terms, the loan for 30 years, a total spread of 15.6 million. If the fund subsidized by commercial loans 15.6 million balance will be borne by fund management center. In fact,jordan pas cher, in the previous, the city of Chongqing,barbour soldes, Hangzhou,ciondoli tiffany, Xiamen, Xuzhou,veste barbour homme, Changzhou and other similar approaches have been used to alleviate the amount of fund shortages. Focus 2 After the fund interest subsidies, how to maintain the balance of payments? The so-called "personal housing accumulation fund subsidized loans" refers to a fund center will hand the bank to provide loans from the bank, while the difference between the interest on commercial loans and fund loans between centers subsidized by the fund. In the first suite of state-owned banks, joint stock banks for 500,000 loan equal installments of principal and interest payments over 20 years,louboutin soldes, for example,air max 1 pas cher, the interest rate difference of 1.335%,chaussures louboutin, commercial loans monthly for 3323 yuan.
and fund loans for only 2964 yuan monthly, monthly difference of 359 Yuan. Equivalent, fund center for 20 years totaling 85,920 yuan subsidy. After the provident fund interest subsidies, although the expansion of the loan amount,louboutin chaussures, but the industry is also worried that it will lead to the central provident fund payments imbalances? Major source of mortgage companies, general manager Zheng Taiyuan analysis,louboutin homme, business benchmark interest rate 5.65%,louboutin prix, the current mortgage interest rates of commercial banks generally a discount, ie more than five years after the mortgage interest rate discount of 5.085%, while the five-year interest rate than the current fund is 3 & nbsp; .75 %, so the commercial rates and fund the difference between the interest rate is 1.335%. This means that the center of each fund payment of a subsidized loan, require the expenditure of 1.335% interest per year.
which will help the bank expand the sources of funds,louboutin paris, assets, expansion capability, but also help to increase the total amount of bank loans. But the US "subprime" crisis in the background,christian louboutin pas cher, the Chinese were still in the process of urbanization, housing demand large foreign population grew faster in Guangzhou, a large proportion of housing need Gang, on the other hand,nike tn requins, the current domestic down payment requirements for home buyers higher securitization small scale,louboutin soldes, so the introduction of individual housing mortgage loan securitization relatively safe. Focus 1 You can ease the financial pressure on fund discount? With the increase of the volume of loans in recent years.
相关的主题文章：