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Woman coma after swallowing carried into the taxi to the hospital. Photo shoot Witnesses
Zhu Yi Jing Bao reporter
4 o'clock yesterday afternoon, an insurance company located in the business hall Luohu District Baoan Road and Plum Road at the junction, a young woman, accompanied by his mother, suddenly swallowed 20 sleeping pills, the woman then fell into a coma , was carried to the operating room staff taxi sent to hospital. According to eyewitnesses, the woman claiming to buy a life insurance company, suffering from mental illness requires surrender, after the surrender would not be fully swallowed sleeping pills. As the relevant officers of the company declined to disclose the woman to hospital information,http://bbs.xuqiouwang.com/home.php?mod=space&uid=75427, the reporter then searched the surrounding several hospitals to no avail,http://bbs.0597mc.cn/forum.php?mod=viewthread&tid=1550033,basket nike tn, swallowing woman unknown.
Insurance industry sources, the mentally ill can not be insured, if insured in case of concealment of the disease,http://bbs.lyj315.com/forum.php?mod=viewthread&tid=128476, can not claim a full refund of surrender.
□ collect clues
Witnesses provided to Jing Bao in the photo,air max nike pas cher, you can vaguely see Tunyao woman was carried to a license plate number is "Guangdong B79W68" taxi, please insider provide clues to help reporters locate and interview in person Tunyao woman in order to restore the circumstances surrounding the whole affair.
Hotline 83515151
■ Witnesses
Surrender is not a young woman
Swallowed 20 sleeping pills
4 o'clock yesterday afternoon, Li Jing Bao hotline received a public rebellion, he said in a company life insurance business hall Luohu Plum road for business, saw a young woman coming for surrender Business The woman claiming to be purchased $ 80 million in life insurance, and later said he was mentally ill at the state of the insurance, and now request a full surrender, the other staff said it could not fully surrender, so emotional woman He became excited.
According to Mr. Lee said that the woman came there accompanied by his mother, his mother said her daughter was suffering from mental illness, the current treatment is still within the city of Corning Hospital, medical treatment due to lack of money, and then hope to raise money to cure by surrender . "Salesman operating room can not fully adhere to the surrender. The girl suddenly from his pocket a bottle of sleeping pills, which are all the pills to swallow." His mother said that at least 20 vials of sleeping pills , operating room staff rushed immediately call 120 for help, "waited 10 minutes, 120 ambulance has not arrived yet, but the girl has gradually slipped into a coma, they are very nervous, so several security carrying girl, a salesman go stopped a taxi, the girl sent to hospital. "
■ Life Insurance Company
Details
Still under investigation
Reporters rushed to the scene immediately after receiving the report, business offices responsible for Mr. Wang said that a woman had indeed come to the operating room requires surrender, "Our company is related to the surrender of the very strict procedure, the customer must submit an application to surrender, Then submit the relevant information,jordan femme pas cher, and finally after a detailed verification by the headquarters,nike tn pas cher, according to the actual situation to the approved surrender values. Then tell her that we'll give her a reply in one to two weeks. "
Reporters asked whether the young woman swallowed sleeping pills and fell into a coma, Director Wang said, because his company has the spokesman system, she is not convenient interview with reporters. The reporter asked whether the woman was rushed to inform Tunyao which hospital, or to provide their families in touch with Director Wang are tactful rejected.
Reporters then contacted the life insurance company's spokesman, said that due to other off-site, can not answer a reporter's question, "In the case of data subjects, we are still verifying them, the event is also still under investigation." Reporters asked again would like to know where the hospital swallowing woman, the spokesman said it could not provide.
Is there a danger Tunyao woman? The reporter then visited a series surrounding a number of hospitals, including Sungang hospitals, the Armed Police Hospital, Second People's Hospital, Futian District MCH second clinic, the City People's Hospital, etc., we have not received all hospitals had swallowed sleeping pills young woman . The reporter then call the Corning Hospital, hoping to get a clue about, but can not provide the woman's name, the other said it could not provide assistance to help reporters.
■ Insurance industry professionals
Mentally ill
Not insured
Unable to find Tunyao woman, the reporter could not interview the parties face to face with her mother. We assume that the woman is indeed mentally ill, and the purchase of life insurance, insurance companies may now require a full surrender it? Reporters interviewed an unnamed insurance industry insiders, he said,http://xingtaijia.com/home.php?mod=space&uid=937, history of mental illness who are not insured, "the premise that health insurance, there are insurance companies are insurance coverage history of mental illness, so the mentally ill not be used as the policyholder or insured. to truthfully inform the insurance company's own health insurance before the individual. "
So when the insured can not confirm whether the person is suffering from mental illness it? "We are now high medical insurance policy will require customers, such as more than 50 million insurance policy,air max pas cher, the amount is not high, the policy will not require customers examination,http://www.baoyzs.com/home.php?mod=space&uid=61373, just ask the insurance purchaser to fill in a health status table,http://demo.qidayun.com/bbs/home.php?mod=space&uid=11468, if the other party to say what disease are not,http://www.youjizz-ba.com/forum.php?mod=viewthread&tid=2318268, then a single Click situation. "However, the industry also pointed out, the key to surrender depends on the other side is when to buy insurance," the purchaser to sign the contract within 10 days from the date of hesitation period, 10 days surrender, a full refund of premiums. And 10 days later press then calculate the cash value, not only for this life insurance company so that all insurance companies are the same country. Surrender is based on the cash value of the contract for the calculation . early surrender, the post of principal is certainly not get back the full surrender procedures include: Insured ID, the original contract, the insurance companies to bank account, and then have to fill out the "surrender application", the last a payment voucher or invoice and other materials to a local insurance company or the operating room applications. Usually only exit premium of about 10 to 30%. "
He then added, "The new Insurance Law" stipulates that the date of the establishment of more than two years of the contract, the insurer may not cancel the contract, namely insurance contract after two years, the insurance company that insured shall then fails to perform the obligations terminate the contract. "Mental illness is difficult to define, it is difficult to obtain the data accumulated; and basic insurance is the data, lack of data makes mental illness insurance was the inevitable vacuum."
■ lawyers say
To distinguish the insured before or after illness insurance
Shenzhen Tiancheng law firm lawyers determined Yang also said that if it is itself sick insured, the insurance company has the right not full surrender. If you are sick after the insured,http://www.epae.mil.ec/index.php?option=com_community&view=profile&userid=92553, the insurance company should be to assess whether, as the case may be full compensation. If the young woman is not satisfied it can not fully surrender, and swallowed sleeping pills, "This is purely personal conduct, the insurance company will not assume any responsibility therefore.
Mr. Yang also said that a young woman claiming to be mentally ill in the state to buy insurance, then she shall provide evidence to prove his state of mind at the time, otherwise there is no persuasive oral alone. |
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