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This year,http://xuanbiao.com.cn/home.php?mod=space&uid=29756, over the frequency burst bank card is "fraudulent" event. Especially in the last year, the bank in themselves, but the money card "miracle" like stolen brush, brush or even stolen in the field - which in the end is how it happened?
Recently, the reporter found a "bank card copy Kit" openly sold on the Internet, this "replicator" is the most important bank card stolen brush "behind"! Reporter was removed several times, the contact number of online selling bank card replicator seller, opened a "bank kamo name stolen brush" insider -
Possession of which the seller
Forum hiding lowest asking price 8000 yuan
Because "the bank card replicator" frequently by the media exposure, now online search for "bank card replicator" has been difficult to find sellers of links; but reporters found that, for a keyword search for "bank card Decoder" on the Internet immediately jumped out of many to "×× technology", "×× software" in the name of the website.
These sites are also very "crafty", mostly hiding place in the BBS forum or a portal paste it in. Chongqing hotline as a hidden forum of "×× software" told their customers:! "×× if not open the page, click on the 'snapshot', or to other forums to find our long-term to provide bank card password decoding software, micro-camera ...... "
Open these sites, the reporter saw a dense arrangement of multiple pages of information about the bank card copying machines. At the same time,http://www.weilaikejicheng.com/home.php?mod=spacecp&ac=blog&blogid=,woolrich outlet, the site will list recent brush around the bank card theft case, in order to prove their products are selling is genuine.
Reporters on the web by the seller to leave contact information, and one of the 10 one contact sellers have an immediate reply. Moreover,scarpe hogan outlet, this 10 sellers are claiming their products produced in Taiwan, technically absolutely reliable.
In order to retain this business reporters, and even the price sellers' bank card copy Kit "devices dropped from 12,000 yuan 8000 yuan. There seller told reporters:. "This is my lowest price, and then we can not guarantee low over the products of Taiwan"
How to trade
First mailed copy lets buyers 'inspection'
A self-proclaimed electronics company boss told reporters that his store in Shenzhen. He said, "the bank card replicator" package mainly by acquisition, copy and micro-camera composition, "a total of 9500 yuan, also presented 20 blank bank card, so you 'copy' time use."
Talked about how to trade, the boss said: "I give you an account, you pay a 20% money, I put the bank card is mailed to you then copy your bank card with a blank copy to copy one's own bank card, go. ATM withdrawals try. If successful, that I did not lie to you, the rest of the money to me, I then collector, miniature video camera to give you. "
In order to prove their products' quality assurance, "the boss went on to say:"! Something is definitely easy to use so much I sell are not a problem,louboutin, this is not possible until you have a problem! "Finally, the Boss also earnest "advise" reporter, something not too expensive, good quality and the most important, "you 'do' time to earn back, but also care about the ten thousand dollars it?"
How fraudulent
Copy to get a bank card two minutes
So, buyers buy "Bank Card Copy", how to steal someone else's bank card to brush it? Various sellers have said the package will package. After some Ruanmoyingpao from a store in Shanghai told reporters, "the bank card replicator 'use. He told reporters, in fact, up to replicate a bank card just two minutes can be buttoned.
Collector stolen card slot opening set
The store said he sold "bank card Duplicator" product suite also from Taiwan, the price is 8700 yuan a set. "Within the real estate there,http://my.5754.cn/home.php?mod=spacecp&ac=blog&blogid=, I'll sell you 7500 yuan, but the quality is not guaranteed!"
Subsequently, the seller simply begin professor: "first open collector, mounted on the inside of a good pre-configured bayonet and then directly to the card in the card slot at the muzzle teller machines so that all bank card just after this. bayonet, they will put the information recorded in the card collector in banks there are three-track magnetic stripe card information, which is stored the second track number. As long as these three track information is copied to a blank bank card through the computer software on the bank card was copied. "
"Port on the card, the card will not affect the others do?" A reporter's question. "No, we are 'invisible thin piece collection'."
Install miniature cameras to steal passwords
Only card number, no password does not work, the seller said: "After the ATM machine at the original bayonet replaced, also installed a miniature video camera,air jordan france pas cher, so that combined with the use, acquisition record bank card, bank card, the camera captured password, put the card number and password have got! input collected information into the computer,abercrombie soldes, and then use a bank card duplicator can clone a bank card. simple bar, copy a bank card, two minutes on can get., debit card can be copied! "
Store credit card machine can steal card numbers
Sellers also told reporters that in addition to the ATM machine, a number of restaurants, shops of the credit card machine was installed on the acquisition, but also steal people's credit card number.
When a reporter asked how the restaurant POS machines installed collector,http://contest.japias.jp/tqj1998/10098/yybbs.cgi, the owner said after telling method only buy products. "Anyway, POS machines installed collector very subtle, most people simply do not see!" Finally, the seller also "fine" reminded reporters: "Do not go to the best big city 'to do', cities monitored more perfect, is not easy get out! "
Fraudulent process
(According to the online "copy" on the sales staff)
An installation of equipment
The collection is housed in the card slot of the ATM machine, a tiny camera installed in the vicinity of a cash machine.
2 receive information
If people use bank cards in the ATM transaction, acquisition and will record information to a computer.
3 decoding information
Will receive the bank card information out and interpreted by special software,woolrich sito ufficiale.
4 Copy the new card
Original bank card information by bank card Duplicator "written" into the blank card, create a new bank card.
5 cash
Before depositor bank card again, as soon as possible with a copy card to withdraw cash at an ATM machine.
Lawyers say
Pure "bank card Duplicator" buyers and sellers are breaking the law
Copy the fraudulent bank card cash, many such cases, Ding Zhi lawyer who has represented the Yellow-related cases. He told reporters, in fact, the sale of "bank card replicator" in both alleged crime: the buyer is "bank card copying" on someone else's bank card forgery, fraudulent cash and thus constitute a bank card fraud; for his fraudulent seller criminal behavior provides cash assistance and facilitation, credit card fraud are an accomplice.
Sales of fraud can not cause an administrative penalty
Huanghai Zhi further explained that, generally speaking, if the "bank card replicator" is a versatile addition to copy bank card, but also replicate the hotel room card or some units access cards, public sale website that is currently allowed by law a. However, if the site sells "bank card Duplicator" single function, and that it is subject to strict trading restrictions, banks and other formal financial institutions approved by the central bank only have this qualification, but must also be sold to formal financial institutions, other Units and individuals the right to private sales, but not allowed to manufacture bank cards.
Reporter unannounced visits from the perspective of the situation, some websites only sell single function "bank card replicator," incidentally, also privately selling blank bank card itself is illegal, but under the current law, if only sales (not caused by credit card fraud), you can only be given administrative punishment.
Once people can buy with the "Bank Card Copy" to copy public bank card, wantonly fraudulent cash,woolrich outlet online italia, causing heavy losses to the public, and that the liability will increase.
Once the "shot" must report the loss immediately
Then, once the few people lying "in the gun",scarpe hogan, how to do? Yellow Sea Chi suggested that once the name of a bank card stolen brush occur for no apparent reason, the first step is to quickly report the loss to the bank account or frozen, and then reported to the police. Clearing some time between merchants and banks, usually to prevent the transfer of funds on the account, the maximum extent possible to reduce losses.
People stuck in different places relatively easy to recover stolen brush
For the general public, if their bank cards stolen brush, to the bank to return money? In this regard,tn pas chere, the Yellow sees it, people can brush to the bank to recover stolen money to specific conditions.
If the people who can prove that the cards are in the local nor the password leak, but money stolen brush in different places, and that the bank should bear the primary responsibility, the public can recover most of the money. If the public once the password leaks, it assumed responsibility for smaller banks. If fraudulent locally, if the password is compromised, such as in forensics is more complicated.
Huanghai Zhi reminded the public must take good care of the bank card account numbers and passwords, especially passwords, do not arbitrarily leakage. For the banks, but also to strengthen supervision,http://www.zzsh.net/bbs/forum.php?mod=viewthread&tid=87980,peuterey outlet, bank card electronic signature keep public attention at the time card for review; for merchants, the bank should carefully check the signature on the card, otherwise,nike tn pas cher chine, resulting in the loss of the public,abbigliamento peuterey uomo, businesses also To take responsibility.
He also suggested that the police and network supervision departments to strengthen supervision, timely hit bootleg "copy bank card" on the site.
Bank cautions
The best time to do the opening of a bank card SMS tips
If you receive an "off-site to be brushed" SMS immediately find the nearest branch card forensics
Faced with this "high tech" fraudulent, ordinary people how to do it? Bank card business unit manager, told reporters this fraudulent deal is not no way -
Into the self-service bank should "lose the password"? Heads up
When you need to enter the self-service banking via credit card, bank card normally after doors that open automatically, but if you ask you at this time, "password" to the door, there is a problem - it is the criminals have a bank card copy is set in the front of the card reader, if you are required to enter a password, the Replicator will record your card number and password. So, you have to keep in mind one thing: to enter the self-service banking access control systems do not need to enter the bank card password. In case of requiring a password to enter, should be reported immediately.
Set spending limits can reduce accident losses
Cardholder best to set spending limit, set the number of bank card spending limit and a daily limit on the amount of each transaction,http://www.pscbots.com, will try to minimize their losses, not a lot of money will be saved as demand deposits.
Do not let the credit card out of sight range, credit card number when you pay attention to the cashier's credit card spending. Various types of financial documents after the transaction should be properly kept or completely destroyed.
The best time to do card launched SMS tips
In case the bank card stolen brush how to do? The official said that the cardholder at the time to do card, it is best to open the card message prompt,http://www.jiese.cn/home.php?mod=space&uid=201454&do=blog&quickforward=1&id=8627721, the user will receive a text message that encounter card. In addition, the cardholder when entering your password, you can hand the keys blocking fingers to prevent passwords being watched; at the same time, if you are in some small businesses, small hotel credit card, the credit card or other credit card safety concerns for local , you can quickly modify the transaction password after the transaction is completed,http://bbs.cnw.com.cn/home.php?mod=spacecp&ac=blog&blogid=, you can brush theft. Because, although criminals can copy your card, but do not know your transaction password, we are unable fraudulent.
Credit card transaction can be found nearby for evidence
If the bank SMS tips card was fraudulent in the field, in order to prove they're not in the field, the cardholder can in the shortest possible time, immediately to a nearby bank to get a little money, or to the nearby brush can place a credit card, so Bank card holders can confirm their own hands. After both the police, court has evidence, the bank will not be able to shirk responsibility. According to the Yangtze Evening News |
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發表於 2015-2-7 22:23:10
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