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The victim sued the bank claims were rejected
Legal Reuters correspondent reporter Liu Huangdan cheated by customers to the bank to open the card and handle telephone banking Miss Chang, how did not think it was actually decipher the bank card password via telephone keypad tones, just less than 3 minutes, card nearly 20 million deposit even "missing." Miss Chang felt inexplicably leaving is obviously open the card when the original set of "$ 50,000 maximum daily transfer limit", and canceled the telephone banking, why not stop crooks steal crazy? Miss Chang to the banking system can not figure out the design flaws exist to bank claims on the grounds that all losses. Recently, the Shanghai Pudong New Area first instance verdict, the court dismissed all of the plaintiff Miss Zhang.
Fudge was launched telephone banking
Miss Chang was born in 1981,http://www.tjrdw.com/forum.php?mod=viewthread&tid=208069, who lives in Shanghai Zhangjiang Town,http://www.xinwankc.cn/forum.php?mod=viewthread&tid=23033, husband, Mr. Wang is a businessman. One day in 2009,nike tn requin, Mr. Wang met through the network a business partner Wu. After many phone calls and negotiations, Wang Wu Department intends to purchase from. But Wu has proposed to allow Mr. Wang to the bank to open a "directional transfer of Kaka," the business.
"Because we are a cooperative, although I agree with you on delivery, but you have to assure me that the capital account in full,http://www13.plala.or.jp/gakuki3/cgi_bin/aska/aska.cgi, you go to the bank for a 'directional transfer of Kaka' business, prior to shipment, prove to me that what do you have the full amount of money on the line, which would also facilitate the future we do business. "
Mr. Wang also think that makes sense, then asked his wife Ms. Zhang went to the bank to open a new ID card with her and for related operations. To ensure the safety of the account,http://coolboy.169.72bz.net/home.php?mod=space&uid=32937, Miss Chang is set in the open card online banking,http://0771r.com/home.php?mod=spacecp&ac=blog&blogid=, "the daily maximum transfer amount" of $ 50,000, the bank account with their mobile phone binding. Subsequently, Miss Chang to the bank for a "directional transfer of Kaka 'phone banking, which accounts with Wu's bank account to bind. Under remind staff of the bank, Miss Zhang also opened a "silver letter" service, there are funds in the account of a change, the bank will notify SMS Miss Chang attention. Business process finished, Miss Zhang deposit of 100 yuan.
Banking password has been translated heavy losses
23 o'clock in the evening, you should request Wu, Wu Wang to 1 yuan into account as a test.
"It was to prove to him the other requirements we have handled the 'directional transfer of Kaka' business, for my husband on his cell phone in one hand and a voice over there with the bank transfer operation handsfree phone in one hand and hit Wu to his phone, the same hands-free driving, let Wu heard a voice bank over there. "Miss Zhang recalls.
The next morning, people in Zhejiang Wang let my father deposited to the account to purchase 20 million loan Wu. 19 o'clock at night, you should once again asked Wu,http://mp3oz.us/?post=yabb.cgi, Wang also follow the same approach has 200,000 yuan Wu card and confirmed to be safe, while Xiang Wu accounts for testing, transferred to a dollar.
"Well, I wait for the next shipment, and you can rest assured it's ready receipt!" Wu vowed that.
Subsequently, 21 o'clock at night, the effort less than three minutes, three times a Miss Zhang 199,louboutin scarpe,900 yuan on the card were all transferred to the Wu's account.
While Miss Chang for the first time reported the matter, police immediately set out to investigate, but so-called "Wu" customers and nearly 20 million of the money has disappeared. Miss Chang told the police investigation of the case, this method is a scam telephone banking password to crack the new scams to steal bank card funds, the use of fixed telephone keypad tones to crack the customer's bank card account number and password, and then steal the victim inside the bank card deposit .
Court for personal negligence "pay"
Shortly after the loss, Miss Chang to the bank in the system design, "Kaka directional transfer" business defective grounds,http://tugulukmo.ru, the bank sued the Pudong court.
On the court,louboutin homme, the defendant argued that the bank, Miss Zhang first application closed 'self-transfer protocol to establish' telephone banking services under then apply 'Kaka directional transfer' phone banking, which is not in contradiction with the previous settings, and this business transaction does not turn out the maximum daily cumulative limit, but the single transfer limit in principle, more than 100,000 yuan, 50,000 yuan and Miss Zhang called the daily maximum transfer amount for online banking rather than telephone banking.
Court after hearing the view that the bid from the business point of view the documents the plaintiff Miss Chang, Miss Chang opened the first to apply for "self-transfer protocol to establish a" business, telephone banking confirm closure, and later apply for a "directional transfer of Kaka 'telephone banking business,abercrombie outlet italia, so from the time the order point of view, after the opening of Miss Zhang,http://mother-wolf.com/cgi-def/admin/C-002/keijiban/visit/main.pl, "Kaka directional transfer" business and before handling the "self-transfer agreement to establish a" telephone banking service to confirm closure is not in contradiction and conflict; "Kaka directional transfer," the maximum transfer amount telephone banking day should not be subjected to 50,000 yuan daily online bank transfer maximum limits; in this case, although the disputed business by phone, but still need to provide their clients with the disputed bank card number and password to operate, especially password only by plaintiff to hold and operate, so the plaintiff disputed accounts involving economic loss arising from criminal activities and should not be attributed to the defendant.
[The judge reminded: liar more sophisticated, the public should be more vigilant]
After the trial, the reporter interviewed the trial judge in this case the right care, care of the judge that the case of Miss Zhang, a belief that "Wu" is engaged in legitimate business potential customers, and will give "Wu" to create step by step. " introduced into the vat "opportunities. Case of "Kaka directional transfer" business is not "Wu" The key reason to succeed, but Miss Chang easily believe a virtual customers to do business online, is designed to meet "Wu" requirements to operate, so that "Wu "will be an opportunity. So, even if "Wu" no "flicker" of its handling of the business, but other telephone banking,hogan 2014, Miss Zhang is still likely to be "Wu" steal banking passwords.
Faced with increasingly sophisticated crooks, the way more and more innovative, more subtle methods of trends, the general public should be more vigilant, more careful eye, try not to phone in public places, or in the presence of strangers next Under the circumstances the use of telephone banking transfer business; do not do this business with the recording function of the phone; it is best not to borrow someone else's phone for phone bank transfer; take good care of your account and password, do not let others call for help; possible tie given their phone number for telephone banking transfer operations, or use a bank card U shield or dynamic passwords and other security measures. |
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發表於 2015-3-23 00:26:13
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