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Chen Lu and his colleagues have stolen bank card brush. Hao Feishe
Victims will still report the loss of bank card stolen brush after oral, Bank cautions should be handled within the validity period permanent loss report
Obviously payroll cards in his hands, he was told that this card SMS in Guangzhou "withdrawal"? Chen Lu Chengdu people had to suffer such a "strange" things, their wages card has been "put" walk total 9750 yuan. What is more strange is that she first discovered the bank card stolen brush, the bank had verbally report the loss in the first. The thought safe, she found a few weeks later this bank card stolen brush again.
Cards leave the body was remote fraudulent 9750 yuan
At 20 o'clock on November 22 before, Chen Lu a newly dinner, ready to watch TV. Not even shake the phone on the table two,2vhFS3zBex, Chen Lu to open the phone, but the information obtained left her shocked: his salary card has two pen withdrawals, the amount was 3,000 yuan and 2,550 yuan. "Ka Mingming in my bag, how can be brushed?" Chen Lu and her husband, who looked at each other. They call the bank customer service to report the loss, apply for a new card, shall be reported to the police. Chen Lu and her husband thought, "This card has failed."
However, the couple did not know, because it is an oral report of loss, the card is not completely written off. At 18:00 on December 15th, Chen Lu received a salary credited into the message, she react this card is still in use. But no one thought that at 13:00 on December 16 before, Chen Lu once again received two messages sent to the bank, to inform her of this payroll cards were twice was put away 3,000 yuan and 1,200 yuan, Cary Balance only 3 yuan. Shocked the Chen Luli, the alarm and found the bank to reflect the situation, and shot a single transaction details, shown above, the withdrawal location for the Guangzhou Avenue Street Town House Road and other places.
There are three colleagues in the same boat suffered fraudulent
December 16 afternoon, once again found himself card stolen brush after Chen Luli told that is what had happened to the office colleague, and remind you to pay attention to their own account security. This reminder does not matter, Chen Lu payroll card stolen brush things immediately spread throughout the company, Security Zhang immediately said he had the same experience.
December 1, Zhang ready to withdraw money from their card, but was told less than the balance, Zhang is very depressing, "obviously there are a thousand, how could not get out of it?" A check on their own account, Zhang will dumbfounded: card balances only 80 yuan, Zhang immediately to the police. He went to the bank inquiry found that their money as early as November 27 the day it was taken away, and ATM locations is still in Guangzhou.
Chen Lu and Zhang's payroll card stolen brush after news of corporate communications, but also found two employees payroll card stolen brush. December 19, Zhao Xia found himself Cary 8000 yuan stolen brush; December 20,louboutin femme pas cher, Yang Li found himself Cary ...... 2,nike tn pas cher,000 yuan stolen brush in less than a month's time, four employees The payroll card stolen brush totaling 3 million yuan. They found that the withdrawal location are Guangzhou,2rwHWn6hE4, and the situation is the same ATM deposit removed the two exists.
There will be no disclosure of financial information
Zhao Xia staff canteen, monthly salary over 1,000 yuan, a sudden loss of more than 8,TS23OqYzE6,000 yuan for her to accept. She did not understand that he did online shopping habits, credit card spending is not out of love, how some people in Guangzhou, put away her money out?
And she did not understand, there are three people with stolen brush. According to Chen Lu introduction, after a colleague's statements 4 situation and cross-checking, a few people do not use this payroll card network experience available and does not operate in the near future on the same teller machine before. In addition to Chen Lu, the other 3 per capita for the unified Bank. They suspect that "their deposit information is leaked." Because it is payroll cards, to control their own account information related only two parties: corporate finance and banking.
Chen Lu said after the incident the financial immediately conducted an investigation,621Kgjg0A3, "found no information leakage may." December 24, the reporter called the company's finance staff to understand the situation Zhao, Zhao said the company's employees each month Compensation was paid by the bank, related to employee accounts, names, information table will pay the amount to the bank in the form of U disk, "There will be information disclosure." Zhao said, "Even if the form is to obtain illegal information, and the name alone employee accounts, pay the amount of information that can not be achieved several remote fraudulent."
Reply to wait for the results of police investigations Bank
As the company has conducted a survey of financial and clarify the "impossible leaked information", it will not be the bank's security system is the problem? Chen Lu said he and his colleagues a few people numerous experiences of finding bank "discussing", but get back is: wait for the results of an investigation by the police, and then negotiate compensation.
"Since we give the money to the bank, so we formed between banks and savings contractual relationship, the bank has the responsibility to protect our good property." Chen Lu said that now the bank card in case of stolen without the knowledge of their own brush, the bank did not fulfill their responsibilities. Several other employees also hold the same view.
Reporters repeatedly call the bank deal with the matter of who is responsible, but the other phone has no answer.
Chief Financial Officer Ms. Zhao said, if the bank does not give a reasonable solution, then the company or to employees collective will consider changing the card from another bank on behalf of wages for the company.
Bank card theft How? Set a password to brain
Security card, the first step is to set up, easy to remember but hard to decipher passwords,ib79z7tRK7, do not set a password or a simple digital arrangement birthday date,[/url], phone number, ID number, etc., to prevent criminals to be deciphered.
Credit card transactions to pay attention
Do not credit card transactions in small shops or secure highly qualified enough shops.
Lost password to pay attention to shelter
Lost password use your other hand or body to block operation gesture, to prevent others from peeping or pinhole camera. In addition, credit card spending, pay attention to the card there is no brush on both POS machine, pay attention to the cashier's card number.
Do not throw transaction slip
The transaction slip to be thrown away, so that might disclose account information, so business must take the receipt for End smash or own a good income.
Online payment anti- "phishing" sites
As far as possible not on the Internet, a public network units operating in online trading; when online transactions do not enter "phishing" sites, and to prevent the Trojans taking payment password.
Timely opening of SMS notification
At present, most banks have SMS notification service, once the fraudulent, according to the cardholder can discover and minimize losses SMS notification. Special note
Bank card is valid to note verbal report of loss
For Chen Lu why bank card stolen brush after reporting the loss is still a problem. The bank customer service hotline said the loss report is divided into verbal report of loss and permanent loss reporting. "Customers call us requirement to report the loss,[url=http://www.chv.org.uk/wp-includes/link.php]hollister sale, we will clearly asked him to report the loss period is a few days so that we can conduct business. After a clear loss reporting period, we will remind the client in the corresponding period to apply for a permanent site designated bank to report the loss, otherwise set time off to use the card will automatically restore function. "The staff said, the oral report of loss for a period of five days -15 days, according to customer demand.
Chen Lu said that she and her husband thought "oral loss reporting by phone,FIs5f3048D, the card has expired." However, the couple did not know, oral loss reporting period is over bank card will restore functionality. Lawyers say
Depositors undisclosed information stolen brushes bank deposits should bear responsibility
Loss of property stolen brush the depositors who pays? Sichuan Chengdu reporter consulted the law firm of Xumao Hui lawyer. Xu said the lawyer, the bank card theft brush is the primary responsibility of banks and depositors damages, is still controversial, there is no uniform standard.
"The public in their knowledge of, and did not disclose the information under their own circumstances and password of deposit, bank card stolen brush. Banks should bear some responsibility." Xu lawyers believe that depositors in bank card and deposit, equivalent to the bank He signed a contract savings deposits, bank depositors have a responsibility to ensure the safety of property. "If the relevant Bank staff did not do a good job of property security measures, or that the depositors of the information leaked out, and ultimately led to the loss of depositors, banks should bear the responsibility." Xu said the lawyer, bank card theft, general case of need to wait for the findings of the police, arrest the criminals and then recover losses.
Xu lawyers suggested that Chen Lu, who may sue the bank, using legal means to protect their legitimate rights and interests.
□ News Links
June 14, 2013,cgU1kvXmXy,boutique louboutin paris, Yueqing City, Zhejiang Province,air max outlet italia, Ms. Chen received text messages, her bank card in different places has stolen brush. The card remaining 300 yuan deposit 2.08 million yuan. Later, Ms. Chen Yueqing court to sue for contract disputes by requiring banks to compensate for the losses. September 2014, the court of first instance verdict, 80 percent of banks to take responsibility for the loss of Ms. Chen's compensation 166 million yuan.
(Text characters are not his real name) WCC trainee reporter Zhang Yuanling |
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發表於 2015-6-24 19:20:18
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