Feng Ai said she more "decisive"

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August 19, Beijing metro line, a young couple looking at the foot of the houses leaflets. Our reporter Yang Jieshe
Editor's Note
 
Recently, the 32-year-old Yang because of bank robbery, was sentenced to 10 years in prison, concern is the Beijing software designer for the purpose of stealing money to buy a house. Yang later statement said, "I buy a house down payment of 170,000 yuan poor, robbery to 300,000 yuan are afraid they bargain."
 
This is obviously only a very few cases. Slightly from rational person would think, and there is no causal relationship between the buy and bank robberies. But no doubt, the house is the last straw that breaks the Yang.
 
In present China, no longer a commodity like a house capable of affecting the people. Space it hosts is not a living, but a state of life, a dream,http://cgi.kwkwkw.com, or even a pursuit. It is so many people willing slaves, opened the eyes of the children first thing every day is, the mortgage, the mortgage ...... it allows numerous families to mobilize the whole family, it is not only seriously affect the quality of life of young people, and parents are being hollowed years sweat savings. "For two generations a suite" where the bitterness and frustration difficult for outsiders. Our many years of criticism, "eating the old family", has long since been updated prices high definition, also we have more successor.
 
But when we complain when the real estate and banking, I do not know whether attention to a data: a study in 2010 showed that the average age of first mortgage Beijing's only 27 years old. Many young college graduate children busy first thing is to buy a house. This mentality is clearly eager buyers from the crazy prices. During the long wait, the money started seeing shrinking, the money may buy a suite last only afford a toilet, on the occasion of the opportunity to buy a house in mourning the passing of waiting, it is difficult to re-rational view prices. At the same time, such a purchase is also an urgent mentality and traditional values of our Jiali industry related. In fact this concept are converging, "just to be", and give the whole family purchasing power formed by the housing market exacerbated by high fever, so that the regulation in the hands of exhausted and the market game, a loss.
 
Chinese society is becoming difficult to buy a house in one of the most profound economic and most unique phenomenon. We look forward to falling house prices, more people can dream home when a circle, is not to think about our housing concept is not married must first have their own homes? In the economic conditions are not available in the circumstances, it is not necessarily to buy a house instead of renting?
 
Buy a bitter history of women writers
 
Hard work, but also to catch up with skyrocketing house prices
 
In Qi said that the house is her dream.
 
The graduate schools, in the famous public relations company to do the project director of the white-collar workers, also published five books of the writer. She has written an article in the online "buy tragic history" to record her and her husband Lin Ching corner only to seek shelter by the experience in Beijing "hustle." Wen Wan word netizen see crying, one still in college students studying Comments: This is the future to face a world?
 
But in Qi and Lin Ching was lucky, after a "twenty-five thousand long march", they eventually buy a house.
 
"To be honest in my long life to twenty-seven years, from no one thing to buy a house in Beijing, the same as exhausted all efforts, mobilized all efforts, if not we have a solid emotional foundation, this love is estimated to be This harsh reality blow to fundamental rupture. "Qi is sometimes reluctant to buy a house review process.
 
Qi finished in 2008 at Beijing University, when house prices next to the school only 9,000 yuan a square meter; in 2010 this figure has doubled, rising to two million; 2012 is soaring to 50,000 yuan. Here, the skinny girl from Guangxi to breathe the atmosphere of the mouth, "There's a few years to earn the money work white frustration."
 
In June 2012, and was still in Qi Lin Ching boyfriend decided to buy a house. Lin Qing from Beijing, I always think to buy a house and a wife need to discuss this matter, so in the face before Qi did not buy a house. The simple decision to drown in the past few years of skyrocketing property market in Beijing. Lin Ching sometimes think that if a little earlier encounter in Qi, a little early to buy a house, home of the road is not it will not be like it is today difficult.
 
Viewed from second homes, and intermediaries to deal with, and finally to see the new house, Arranging, selection room, provident fund loans, commercial loans ...... every step of these two young men have gone stumbled. Until May of this year when the loan application is also out of a small episode.
 
Bank provides proof of income can not be two separate fund and wages, but foreign Lin Qing Hotel has a very stringent personnel system, refused to use the template provided by the bank. Lin Ching after-tax salary is 12,000 yuan, the loan application is still 6,800 yuan per month, according to bank regulations, wage-tax income must be twice the number of repayment, with just wages is certainly not enough, but if the deposit plus full capacity The fund is more than enough. Lin Ching request the bank to the company's HR (human resources) Send an e-mail to communicate about, the bank granted loans to people saying, "It's not my job" and it snapped hang up the phone, then stalled. Qi heard the news in tears suddenly rushing to flow down, she said, not because of fear, but from a difficult to describe helplessness.
 
He added the last two down from 700,000 yuan to rise to one million yuan. Repayment reduced to more than 5900 yuan per month, it is considered to solve the problem loans. The 100 million down payment, Lin Qing's parents out of 700,000 yuan, the remaining 30 million is money she saved since the two work, the ED also a friend borrowed a few million. "But now paid off." In Qi and Lin Ching income of $ 40,000 a month, much higher than reported last year, the average monthly wage of workers in Beijing 5223 yuan. Paying the price of cosmetics can not hide the dark circles. Qi in the e-mail messages are lying dozens of letters every day to work, yesterday, the first letter from 4:00.
 
Even the hard work, the two of them to catch skyrocketing prices. In nearly a year's time, keywords in their lives is "looking for an apartment." They go ballistic in the sun, watching one another "do not fly" in the house, and then find themselves getting ready can not afford the down payment on a real down payment.
 
From June last year showings, to buy a house in September, they had fancy east Beijing second-hand housing prices have risen to 28,000 yuan one square meter 32,000 yuan a square meter. In August they decided to buy a new house. In Qi said that two of them should be the most likely kind of people buy a house. Lin Qing from Beijing, have Beijing accounts, social security and pension fund did not break for seven years before, in Qi although not Beijing accounts, for four years, but the social security and pension fund has never been broken. "We are completely thoroughly just, the first suite, we have relatively abundant down, I'm not even celebrate loans had money, we can not buy a house, then what people can buy ah?"
 
In the search process, in Qi near collapse, she even became superstition. Well she find colleagues astrolabe, the first time that their sexual Gerry also fearless side, with this incentive, she for the first time to line up to get numbers.
 
Eventually they gave up the CTS city, while MAK Metron opened more than 300 house, they lined up over 1000 numbers. Two people put pressure on all hope Vanke Golden Mile. Qi number in order discharged, began to seriously consider it.
 
They went to Vanke's sales offices, no longer look like the original so blind, to Qi carefully observed a moment, found that sales lady are busy, but busy varying extent, some surrounded by a dozen customers, some surrounded by seven or eight, they did not find the busiest sales lady, but to find a customer is not so much. Aside quietly waited for a long time, to Qi showed great sincerity and courtesy, say their needs, but also shows the firm determination to buy a house, pay a deposit starts waiting Arranging.
 
Before the draw back and forth to a total of three times the sales office to pay material, in Qi think that if people do not really want to buy can not afford to toss earlier estimate. She thought the sales lady certainly hope people sign up to their own hands, as it relates to the commission. So, every time they are very polite, each post material are finishing neatly, every time I go will exchange ideas with the sales lady. Once, looking at each other's eyes in Qi said, "I really wanted to buy a house here, because I think second-hand housing have seen half a year, I do not want to repeat this process, and I do not want to play again and intermediaries Any time dealings. "
 
Lin Ching-chi and use in all social relations, even linked to a responsible for the sales executives through a friend, she sent a text message shown itself to be the buyers wanted to buy a house. After a long time, the general manager replies: Thank you like our real estate, I hope you buy roses house.
 
Just as they have exhausted all the stops, exhausted, when the good news came, the event opened, they lined up more than 100 numbers, which means that certainly can buy a house. In Qi do not know who touched his sincerity, she not so much, quickly join the election room cause.
 
Qi made in an excel table, put probably more than 300 sets of 90 square meters, 60 square meters or more are entered into the house, and then follow the unit price,louboutin soldes pas cher, price, orientation, size and arrangement done scoring, but a calculated field controls the sandbox occlusion and illumination time, discharge the sequence.
 
Election room that day, this table really came in handy. In a large room, the election room sits below, like schoolboys watched it plastered the room number of the blackboard, the room number has been selected to go one by one to be labeled, while the room number in Qi their hands on the table crossed out. They last 24,000 yuan per square meter price to buy a house of 89 square meters.
 
Signed when they took seventy-eight bank cards, as well as credit card payment. Lin Ching forehead oozing a lot of sweat, the credit card when hands are shaking, "brush that hundreds of thousands to hundreds of thousands of out feeling so exciting! So exciting!" And switch to their hands, but It is floating a few printed paper contract.
 
Prior to the election room day in and Lin Chi celebrate the biggest quarrel occurred since the decision to buy a house. Until 3:00, they still buy 89 square meters to 115 square meters of the house or to buy more than controversy. 6:00 in the morning to get up to go to the election room, the way two people are cold face, still hesitant to sign. "There was a sister I said, if I were you on the election of 89 square meters." This sentence made the decision for them.
 
Eventually finishing all the formalities in the car on the way home, to Qi suddenly could not help but shed tears, waiting for a red light at the intersection, she began to cry. After return home, I'm a man hiding in the bedroom celebrate long, long time, until fell asleep. After he woke up with in the Qi said he wanted good work,tn reuqin pas cher, good money, he said his dream is to quickly put the loan also, to give her a better life, let her continue her dream.
 
Always wanted screenwriter in Qi's favorite book is "The Great Gatsby." She said that like the United States, the economic prosperity of the speed, the problem is gradually grow the current social and 1920s of. In the novel, Gatsby's Daisy dreams is a matter eyeful woman, scoffed at Qi. "But for a woman, the house is an indispensable sense of security." If I'm not from Beijing to celebrate, afford a house, Qi said she still has the courage to marry him, "a big deal to leave Beijing." She stared at in front of coffee, outrightly he said.
 
Why the more so the higher prices, is not to listen to the words of the agency
 
A suite of two generations of artificial
 
Li Shu said he represented a group. Buy these artificial toes, holding father's money, along with the policy control of the property market hesitant, and so God finally go past, prices have turned the fan.
 
Lee  in Beijing a year, in this year, his father came to Beijing from Hebei home six or seven times,http://www.tonio.or.jp, specifically for his son to see the house. Father Lee said: "As a father, to his son to buy a house, even if the completion of the task."
 
Every trip showings simultaneously witnessed rising prices. When the intermediary to persuade Lee Father "hurry to buy, house prices have to rise," he felt was in the "Fudge" scam. "Policy control determination so great, I did believe that housing prices will drop." Over the past year, had promising second-hand house prices have risen to 37,000 yuan money from 27,000 yuan per square meter. Father Lee a little ignorant, "the feeling of being fooled, not as early listen to the words of the agency."
 
Since December 2009, the government began to control the property market, unveiled a "national eleven", "State 10", "929 Deal", "new national eight", and in February of this year, "five countries." On a real estate leasing services platform, in 2009 Beijing second-hand housing average transaction price chart with almost vertical straight up to 20,000 yuan per square meter, after experiencing a period of relatively stable growth, and now this curve has reached 38,000 yuan of highs.
 
Last year, Li parent in the home have been sold a set of 110 square meters and 50 square meters of the house, sold a total of 1.5 million yuan, had intended to take the money to buy a house in Beijing, Li Shu, but his father always felt that policies After the prices will drop, this like, the past year, Beijing's house has gone up ten thousand yuan per square meter, the original 1.5 million yuan has been enough,http://store.shopping.yahoo.co.jp/gion/md9741-bk.html, "I lost the equivalent of a house." Father Lee can not help but regret.
 
In 1996, Father Lee has been training in Beijing Shilipu nearby price is 3,000 yuan per square meter. Although the monthly salary is only 300 yuan, but Lee father felt at that time, the house has never been a barrier barriers young stay in Beijing. "With the formal work, the unit will be housing distribution." Bank loans are also a lot easier than it is now, "there are so many restrictions,tn reuqin pas cher,http://www.0851snyw.com/seo-529-1-1.html, then encourage lending, you do not want the loan,http://ars.userfriendly.org/cartoons/post.cgi, the bank will make your mind work."
 
When these people fit into the city to buy a house dream
 
Money to buy a house back home in Beijing
 
There are still many people envy in Chi and Lin Qing, after all, they are in Beijing have their own house. There are thousands of young people, living in the city, but here fit their dream to buy a house.
 
Three pink curtains hanging on the bunk, and affixed with colorful wall posters, a table filled with bottles and jars of cosmetics on the radiator, a clump of green vines just barely stopped a pot of paint off the walls, cloth wardrobe and large and small suitcase packed house. This is a Beijing University Logistics female staff quarters, hiding upstairs in the cafeteria. Canteen behind the open-air staircase is the gateway where the only entrance. Entire floor more than a dozen rooms share a bathroom, washing machine and water heaters, dry clothes outside to have a roof, next to a small enclosed dumpster.
 
27-year-old Luo Zhen and five girls from far apart dwelling here. When reporters went to visit Romania to catch up with Jane's husband to visit her dormitory. Luo Zhen in Beijing last year, followed by graduate husband left my hometown in Henan, near the universities as canteen waiter "read along." Universities where the couple across the street sea. In order to save rent money, they lived in a workers dormitory, living in a student dormitory. "Earn 3,000 dollars a month, if the rent, then spent on the whole, not to mention the thing to buy a house." Luo said Jane.
 
Despite coming to get a master's degree in science and engineering schools, but look bookish Mr. Luo Zhendi to the house and the future is full of worries: "There are half a year graduation, the employment situation is not very good now, I do not know what kind of work can be found In Beijing to buy a house is not realistic, may still return home development more uncertain factors, we intend to set to work again after the problem considering buying a house. "
 
So think of young minority. "Do not know where to settle it, we do not consider the problem of buying a house." Some young people just out of battles problem for buy and hold to select a temporary escape.
 
While the dream of an independent space is still nowhere in sight, but that does not prevent the occasional Imagine Luo Zhen later in life: "When I have my own house, certainly a good decorate."
 
"With these young people to talk about the house thing, being poked their pain ah." An older salon owner said. These young people came to Beijing from his hometown to work hard, there is no glamorous Hanlaobaoshou decent work and treatment, perhaps, their greatest satisfaction is in Beijing to earn enough money to buy a house back home.
 
Only allow the next person's bookstore aisles, Chen Chen was bending down to help customers find books books piled in from the ground, and continue to recommend new customers to the membership card. Chen Chen is a main textbooks for colleges and universities small chain bookstore manager, a large part of revenues from performance. There are half a month away from the opening of University, she began to every student in advance to ask where the purchase of school textbooks college, the school curriculum, teaching materials and the number of college needed to prepare sufficient inventory in advance.
 
Chen Chen, 26, has a child, she has no house of their own. Last year she came home from Handan Beijing gold. "Warm a large part of the work from the desire to buy a house, now almost a month can save 2000 dollars, I was ready to buy a set of internal home five years of at least 100 square meters of the house." Chen Chen set myself goals . She admitted that choice is an important job because the company provided accommodation, cost and hassle of renting. Chen Chen's husband and four year old children and their parents currently live in the home of the old house. "I certainly hope that my husband and children to Beijing to live together, but this is the case you have to rent an apartment, buy a house and away from the point." Chen Chen said.
 
Chen Chen little regret in not considering to buy a house before prices rose cause, "then too young, long-term thought so, but regret is useless, have not go back, not as now strive to seize it."
 
Chen Chen is very concerned about the price, each will be asked to call home. Rates rise with a little bit of my heart can not help a bit worried, but she was hopeful about the future: "Our home is not fast rising house prices, house prices rose, incomes are rising Well, I think I can keep up revenue almost Rates . "
 
Truong with Chen Chen has a similar idea. "In Beijing to buy a house? I do not even think the unthinkable." Truong March in his hometown of Chongqing Dianjiang county bought a set of more than 100 square meters, the total price of 500,000 yuan of Forward House, down 30% in the next 10 On a monthly 4,000 yuan to repay the loan. 20-year-old left his home, from the ordinary waiter to start this year, 24-year-old Truong already is a budget Inn's lobby manager, wages rose to 7,000 yuan from 4,000 yuan. Once you have a girlfriend last year, he and his family began to consider marriage thing to buy a house. Because work is busy, the critically important task of Truong home to the parents. "I did not spend their parents' money, $ 150,000 down payment are my own post." Speaking of which, the young man's voice clearly high. "But after the loan may have to allow parents to help loan 4000 dollars does have some pressure."
 
"Mortgage like a black hole, I do not want to make their life fun and enjoyment are to fall into."
 
Buy and not buy outside there is no third option
 
In addition to categorically decided to buy a house back home and determined young home buyers in Beijing, there are some new options.
 
After graduation  persons engaged in administrative work has been for two years. Short hair, suit, not tall, eyes firmly. Her office has huge side windows, I looked from here, to see the Northwest ring is no longer new merchandise floor, and its price is three or four yuan per square meter. This figure for Feng Ai, the equivalent of the entire balance of a year salary minus expenses.
 
Feng Ai said she more "decisive", when that school is about to build a new campus in Tongzhou, she was decisive in Hebei Province near the Tongzhou bought a set of 80 square meters of the house. When the price is 6,000 yuan per square meter, a year later, it has now risen to 9,000 yuan. Feng Ai think 6000 yuan prices and then in the home county of Hubei, the price is almost, "The price was not too crazy,louboutin femme, and it is possible to work around." After not much hesitation, Feng Ai in the mother's help to buy The territory of Hebei house,http://sjh.bbs.windplay.cn/forum-53-1.html?mod=spacecp&ac=blog&blogid=, drove from here to Feng Ai schools require three hours.
 
Feng Ai never think of themselves as "there are family room." Not only because most of the money to buy a house from their parents, and if they work, then there is no mobility, new homes far away from the unit. The house she will be seen as more of an investment.
 
Just a few years time, Feng Ai colleagues quickly classified as "there is room class" and "no room class." Sociology graduate, she was somewhat puzzled, "we can say that social stratification is over, but in the house this matter, it seems difficult to cross." For the young and the ordinary working families behind them, the house is a Unable to climb the mountain.
 
In this "mountain" in front Maofeng decided to take a detour. In 2011, Mao Feng from Beijing a "985" college graduation, adhere to do not buy the view. In a central media HR he worked, temporarily residing in the turnover of units assigned dorm. "60 square meters two-bedroom, one I and another colleague a fully equipped" units paid "rent" is 300 yuan per month. However, this benefit period is three years. Starting next year, he would like most people, over the renting of life.
 
Mao Feng has no girlfriend, "I've never had to consider the issue of marriage." He said that even a few thousand dollars a month to pay the rent, it will not consider buying a house. In his senior year, prices had risen to within five rings of more than 30,000 yuan one square meter, "I think with my income can not afford a house, no longer want this thing, not anxious."
 
"Buying a house, in the final analysis is a question of money. Several hundred thousand dollars in the hand, could consider to buy a house. If I can come up with 10 million yuan, certainly not to buy things such conflict. But in addition to sponsor parents, Where young to so much money? "His circle, parents pay the down payment phenomenon quite common. Mao Feng said, based on the economic capacity of the family, he would not accept such an approach. "I do not envy the money to buy a home with the man of the house,http://insyoku.livedoor.biz/archives/27329413.html, only with their own money bought a house, have a sense of accomplishment."
 
For already paid the down payment, with a housing young, nor a thousand dollars a month for a small sum. Maofeng more than once on the microblogging criticism "Banks and property developers together, devouring the quality of life of young people." "Mortgage like a black hole, I do not want to make their life fun and enjoyment are to fall into." No burden mortgage, he is a frequent visitor to the various parties, and still buy tickets to watch a live performance, or listen to a few concerts, "life was very moist."
 
Although the refusal to buy a house, but with a lot of young people, will have its own rates Maofeng theory. "Rigid demand is simply not the prices rise so outrageous reasons. I do not want to spend so much money to buy something so worth of merchandise. Rates will sooner or later fall back on the original value, before buyers are playing ' stroke silly 'games than their stupid people waiting to pick plate. "
 
The average price of commercial housing in Beijing has yet to ten thousand yuan per square meter in 2005, and today the same people discussing the possibility of water prices and falling house prices. However, prices continue to double in a few years, which made the original adhere to the "rational", not people unexpected home. Maofeng even had to admit, "I knew that prices will rise in such a way that when the change is who will buy, who do not buy who regret it." But Maofeng Jian said, "now better than yesterday", in his view, skyrocketing have become outdated, will not happen again.
 
Mao Feng admitted that "do not buy" option is not really mainstream. He graduated students to stay in Beijing, most of the set of their own house deemed necessary. His family also said that since work in Beijing, or should be set at the right time a house. "In recent years certainly continue to rent, as buying a house in the future, have to look at the situation. Rates can not always be so high, and so it fell down again!"
 
Experts: Young people buy a house is not as it should be
 
A decade later, Beijing's housing prices rose by 6 to 10 times. Kwok-keung, vice president of China Real Estate Association said that China's high housing problem is very complicated. Huge demand for rapid industrialization and urbanization triggered by excessive money supply arising awash with liquidity, local government finance over-reliance on land, are factors pushing up prices. All of these factors result in the accumulation of first-tier cities is much clearer.
 
The former real estate practitioners, industry observers and researchers now believe that the case of Beijing, after the "restriction order" issued, 85% of buyers are in line with the "first buy" and "for the first time to improve" standard, are rigid requirements. In other words, "people just need" is currently the main buyers in Beijing, they are supporting the current price. But before "restriction order" issued, 40% of home buyers in Beijing non-nationals crowd. Then the rise in investment demand plays an important role.
 
Its discussion of the difficulties of high prices to bring young people to buy, it is better to discuss the concept of deviation buyers. Chain of home real estate market research center and the China Everbright Bank 2010 report, done in collaboration shows that the average age of first mortgage Beijing's only 27 years old, and 37 years in the UK, Germany and Japan in 42 years. Keung feel young career has just started, or getting married must buy a house, probably not a rational concept. Depending on young people to buy a deserved, it is a misunderstanding of commodity housing positioning should reflect. In fact, young approach to solve the housing problem is very diverse, you can not afford a house to rent, can not afford to buy a new house on the old house, can not afford a big house to buy a small house. If you exceed the ability to pay, insist to buy a house, it will bring huge economic burden, seriously affecting the quality of life. In addition, changes in youth work space is relatively large, to some extent, bought a house and put himself in a confined place,louboutin soldes pas cher, at the expense of some future options space. It is recommended that young update keung living concepts, the other contents of life, such as career development on the front, rather than buy a house considered as a top priority.
 
As "ant" concept of the author, young scholars Lian told graduates to stay in the first-tier cities to analyze the reasons.
 
He believes that the economic development of many countries have centralized trend. Metropolitan employer dense amount of information, liquidity, students' social resources are abundant; small city openness is relatively low, a greater role played by employment in social relations. Metropolitan rich and relatively fair chance is the main attraction of the graduates.
 
In China, economic development is not balanced, there is a huge gap between the first-tier cities and small cities, big cities and political environment, employment environment, and even to accept the opportunity to re-education, a lot better than the second and third tier cities, young people are willing to stay in the big urban phenomenon is more prominent.
 
Some students from the village to come out, no attachment to the land, but also by the impact of "favored" the traditional concept, bearing the expectations of parents, families face. "Beijing would rather have a bed, do not field a suite" idea, forcing them to leave rather do "ant",http://www.kansmemo.com, but also do not want to return home.
 
Lian own road home is not smooth. In 2008, still in his postdoctoral bought a set of over 80 square meters of new houses outside the North Fifth Ring in Beijing, more than 20 million down payment is "borrowed from his parents." The following year he became a young teacher from the Foreign Economic and Trade University, since 5000 yuan monthly repayment for a lot of pressure, he put the rent at the house for some time. Until 2010, he also staying in a suite house his father points.
 
To protect the housing needs of young people, keung believes that the government should do is to increase the supply of affordable housing. There is no doubt that the current supply is also a serious shortage. "But for the protection of housing supply in the short term can not expect too much, because the government from planning and implementation of land, to the matching funds, to the construction, distribution houses, is the need for a period." In addition, in order to wait for affordable housing distribution and queuing is a normal phenomenon, Chan Kwok-keung introduced in the public housing system more mature Hong Kong, Singapore, applicants for public rental housing to three to five years is relatively common.
 
This should not buy a house, buy a house when, how to buy a house is the problem of young people that consider. The main force of economic development is also dependent on a more equitable and rational external environment. Any trip within the Beijing subway car, always find the colorful houses leaflets. Who is not willing to see that these were trampled underfoot floating paper, a lot of pressure on young shoulders become the heaviest dreams.
 
Note: The requirements should be interviewed, in this version of the article Qi Lin Qing, Luo Zhen, Chen Chen, Zhang Ting, Feng Ai, Mao Feng, Li Shu pseudonym.
 (Edit: SN034)