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China news agency,65E5b2Utsj, Beijing, January 9 - Topic: white-collar capital of insolvent mortgage overweight increased disputes
 
China news agency reporter Yu Lixiao
 
In the context of the capital soaring house prices, forcing some heavy pressure of life of urban white-collar workers often "ignore" the mortgage agreement. According to the Beijing court sources said, due to the timely repayment of white-collar workers do not follow the agreement, recently provoked a large number of lawsuits, resulting in economic losses of nearly one million yuan.
 
According to a latest survey figures show that ninety percent of the urban young buyers need to bank loans,0890iJcn9P, including home buyers 35 percent of its total revenue for the month of sixty to seventy percent,EQ5U3qf82x,air max pas cher, the number is not small for the month so that collared bear weight. Hit TV series "dwelling" Hai-Ping Guo hero "of January mortgage six thousand yuan, accounting for three-quarters of the city the cost of living," the description, enough to arouse the opera house slaves of their bitterness and frustration.
 
Buyers crowd in Beijing, after forty percent are 80,bRzoxss147, they did not have enough economic strength,8yX3fet8y7, but after a few years in the work to help the family pay for the down payment, monthly payments to repay its huge own. Buy a house,doudoune canada goose, they had to give up all recreational activities, decreased quality of life, mental stress considerably.
 
"In the past buyers 'off for' more for homeowners and developers dispute and maliciously refused to pay the bank loan, the more recent disputes for homeowners unable to repay the loan." Haidian District Court judge said, buyers are term loans are generally more than a decade, many lenders to pay off the loan early false proof of income, increase the monthly repayment amount,air max 90, with the advent of the financial crisis,bOjH7V32v6, resulting in many people unable to repay the loan repayment amount scheduled phenomenon.
 
After legal disputes arise,peuterey uomo, the homeowner is generally desirable to reconciliation, but the bank was adamant,Wn5Bxq3Yfx, requires an immediate lawsuit, leading to increased mortgage disputes. According to a set of figures show that a year ago the Haidian court to entertain such cases only a few dozen members, soared last year to four hundred members. The Changping and Shijingshan Court accepted similar cases rose more than fourfold.
 
Many white-collar workers because they can not be forced to respond timely repayment, quite obviously somewhat embarrassed. Haidian District Court in relevant cases, the most typical example is the work of Mr. Yang in the Zhongguancun repayment difficulties, often later than the deadline, the results of long-term superimposed repaid a total of sixty when pressed. Bank sued the court, asking him to early repayment of the loan principal and interest totaling ninety-eight million yuan.
 
Some judges believe that the reason repayment difficulties, and in recent years some banks lend one-sided pursuit of interests, lax review of the lender; a few developers in order to ease the financial pressure, in order to defraud the bank fake mortgage loans, etc. and so on.
 
The judge also said that the current major banks have to strengthen and improve the control and supervision of credit processes, increase reminders efforts, the borrower must clarify the rights and obligations of their own,41BSLv3buv,woolrich outlet, not because of lazy to exercise its obligations led to litigation.